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Last updated: 18 May 2026

Complaints procedure

We want every Meridian client to feel well looked after. If something has gone wrong, we want to hear about it and put it right.

1. How to raise a complaint

You can complain in any of the following ways:

  • Email complaints@meridian.co.uk
  • Phone 01223 812 340 (Monday to Friday, 8.30am to 6pm)
  • Write to: Complaints, Meridian Insurance Ltd, Cambridgeshire

Please include your policy number (if you have one), what has gone wrong, and how you would like us to put it right.

2. What happens next

We will acknowledge your complaint within three working days and tell you who is dealing with it.

We aim to resolve straightforward complaints within five working days. For anything more complex, we will keep you updated and send a final response within eight weeks at the latest, in line with FCA rules.

3. If you are still not happy

If you are not satisfied with our final response, or if eight weeks have passed without one, you may be entitled to refer your complaint to the Financial Ombudsman Service, free of charge:

  • Website: financial-ombudsman.org.uk
  • Phone: 0800 023 4567
  • Email: complaint.info@financial-ombudsman.org.uk
  • Post: Financial Ombudsman Service, Exchange Tower, London E14 9SR

You normally have six months from our final response to refer your complaint to the Ombudsman.

4. Compensation

We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation if we cannot meet our obligations. Further information is available at fscs.org.uk.

This document is a working draft and does not constitute legal advice. Please have it reviewed by a qualified solicitor before going live.

Meridian

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Regulatory

Meridian Insurance Ltd is authorised and regulated by the Financial Conduct Authority. FCA Registration No. 967284.

Registered in England and Wales. Company No. 13642857. Registered office: Cambridgeshire.

FSCS protected up to £85,000.

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